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Once that round of play is over, the dealer shuffles all the cards, prepares them for the cut, places the cards in the shoe, and the game continues. When a blackjack occurs for the dealer, of course, the hand is over, and the players’ main bets are collected – unless a player also has blackjack, in which case it is a stand-off. If it is a ten-card, it is turned up, and those players who have made the insurance bet win and are paid double the amount of their half-bet – a 2 to 1 payoff. When the player’s turn comes, they place a bet equal to the original bet, and the dealer gives the player just one card, which is placed face down and is not turned up until the bets are settled at the end of the hand. Also, if a ten-card is dealt to one of these aces, the payoff is equal to the bet (not one and one-half to one, as with a blackjack at any other time). The combination of an ace with a card other than a ten-card is known as a “soft hand,” because the player can count the ace as a 1 or 11, and either draw cards or not.
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Winning tactics in Blackjack require that the player play each hand in the optimum way, and such strategy always takes into account what the dealer’s upcard is. If the dealer stands at 21 or less, the dealer pays the bet of any player having a higher total (not exceeding 21) and collects the bet of any player having a lower total. Insurance is invariably not a good proposition for the player, unless they are quite sure that there are an unusually high number of ten-cards still left undealt. With a pair of aces, the player is given one card for each ace and may not draw again. The amount of the original bet then goes on one of the cards, and an equal amount must be placed as a bet on the other card.

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For splitting, the player should always split a pair of aces or 8s; identical ten-cards should not be split, and neither should a pair of 5s, since two 5s are a total of 10, which can be used more effectively in doubling down. When each player’s bet is settled, the dealer gathers in that player’s cards and places them face up at the side against a clear plastic L-shaped shield. Another option open to the player is doubling their bet when the original two cards dealt total 9, 10, or 11. If the draw creates a bust hand by counting the ace as an 11, the player simply counts the ace as a 1 and continues playing by standing or “hitting” (asking the dealer for additional cards, one at a time). When all the players have placed their bets, the dealer gives one card face up to each player in rotation clockwise, and then one card face up to themselves.

If the player goes bust, they have already lost their wager, even if the dealer goes bust as well. With two fives, the player may split a pair, double down, or just play the hand in the regular way. If the dealer has an ace, and counting it as 11 would bring the total to 17 or more (but not over 21), the dealer must count the ace as 11 and stand. The dealer then turns to the next player to their left and serves them in the same manner. (Not dealing to the bottom of all the cards makes it more difficult for professional card counters to operate effectively.) The dealer thoroughly shuffles portions of the pack until all the cards have been mixed and combined.
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